27448 Rue Viauv Ave, Bonita Springs, FL 34135 MLS 222089580

Table of Content

• Natura at Bonita Fairways
• Fort Myers Area Real Estate Market Snapshot
• New Construction Homes in Bonita Springs
• Quattro at Naples Square
• Popular Searches Near Bonita Springs, FL
• Redfin Real Estate AgentsServing New Home in Bonita Springs

D. R. Horton - This new Jennings plan offers two beds, two baths, study room, and two-car garage. Paver driveway, tile roof, 42-inch designer cabinetry, granite kitchen countertops, tile throughout, carpeted bedrooms, energy efficient low-e windows, storm shutters, and so much more!! Our homes are connected with a smart home package giving more control in your hands with the push of a button. Home offers a beautiful side gravel patio surrounded by gorgeous Florida foliage. The best part is YOU OWN THE LAND with a low HOA fee of $250.00 Annually. You can also pay $450.00 annually if you want to use the amenities.

Information is not guaranteed and should be independently verified. Historical sales information is derived from public records provided by the county offices. I acknowledge that I have read and agree to the Terms of Use and Privacy Policy. This is a carousel with tiles that activate property listing cards. Can sell for around list price and go pending in around 7 days.

Natura at Bonita Fairways

The Villa Collection at Azure at Hacienda Lakes offers low-maintenance, one- and two-story home designs ranging from 1,500 to 2,266 square feet. To see all the homes you’ve saved, visit the My Favorites section of your account. There are currently 28 homes for sale matching new home in Bonita Springs at a median listing price of $749K. You can search for new homes and communities by city, state, major metropolitan areas or zip code. Yes, I would like more information from Coldwell Banker. Please use and/or share my information with a Coldwell Banker agent to contact me about my real estate needs.

With prices ranging from $241,999 to $7,000,000 and home sizes between 1,120 and 5,363 square feet there is sure to be a home that will fit your needs. The Estate Collection includes one- and two-story homes with flexible floor plans, expansive great rooms, and private primary bedroom suites. New construction homes for sale in Bonita Springs, FL have a median listing home price of $599,000. There are 190 new construction homes for sale in Bonita Springs, FL, which spend an average of 74 days on the market. Top cities for new home construction in Florida include Jacksonville, Palm Bay, Cape Coral, Tampa, Sarasota, Orlando, Bradenton, Fort Myers, North Port, Winter Haven. D.R. Horton is America's largest new home builder by volume.

Fort Myers Area Real Estate Market Snapshot

It is your responsibility to independently verify the information on the site. Hamilton Place is a gated townhome community featuring all-new, low-maintenance home designs in a highly desirable area of Naples. Bonita Springs exists largely as a retirement community and a second home vacation place. Local businesses thrive on these and draw other businesses into the area.

Come to Bonita Springs and start enjoying this low maintenance home, sandy beaches and beautiful sunshine. And don’t forget to use our filtering tools to help narrow down the floor plan that’s right for you. Choose from homes as small as 1,120 square feet and as large as 5,363 square feet with 2 to 6 Bedrooms and 2 to 7. The scenic city of Bonita Springs is a lovely place to live and work.

New Construction Homes in Bonita Springs

Parks near Captiva Shell Loop include Crystal Lake RV Resort, Corkscrew Swamp Sanctuary, and Sanctuary RV Resort. Bonita Springs's enrollment policy is not based solely on geography. Please check the school district website to see all schools serving this home. 28275 Captiva Shell Loop is serviced by 2 Internet service providers, including Viasat Internet, HughesNet. The best available Internet option for Captiva Shell Loop is provided by Viasat Internet, using Satellite technology with speeds up to 50 Mbps.

Popular points of interest near Captiva Shell Loop include Stevie Tomato's Sports Page, Oak & Stone - Naples - Logan Landings, and Momentum Brewhouse. Nearby grocery stores include Publix, Publix, and Winn-Dixie. Nearby food & drink options include Stevie Tomato's Sports Page, Oak & Stone - Naples - Logan Landings, and Momentum Brewhouse.

Quattro at Naples Square

Whether your budget is geared towards $241,999 or $7,000,000, it’s all available in Bonita Springs. The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

For more information on new homes and new communities in Bonita Springs, use the tools and resources available on New Home Source. If you can't find the right home for your family in Bonita Springs, try broadening your search to include all the new homes for sale in Fort Myers. Great weather, fantastic work opportunities, and highly rated schools are just some of the many features that attract new home shoppers every year to Bonita Springs. As a result, several new home communities have begun construction offering new homes to determined home shoppers. To see all the Bonita Springs has to offer, check out all the new real estate in Fort Myers. Toll Brothers is pleased to offer luxurious new communities in some of the most sought-after locations in the Bonita Springs area.

The Heritage Collection features one- and two-story single-family homes ranging from 2,443 to 3,484 square feet with spacious kitchens, open living areas, and private primary bedroom suites. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Newly opened amenities at Seasons feature a resort-style pool with a beach entry, lap lanes and an ample sun deck. After a workout in the Fitness Center or an invigorating tennis or pickleball match, it’s time to socialize with friends, relax in a hammock or chill in the shade under the Tiki hut. A white sand, palm tree-filled beach area allows residents to soak in the sun and truly enjoy the Southwest Florida lifestyle. The spacious club room offers a fully equipped kitchen for community events or private functions.

The most popular cities in Florida for new home communities are Jacksonville, Palm Bay, Cape Coral, Tampa, Sarasota, Orlando, Bradenton, Fort Myers, North Port, Winter Haven. Realtor.com® makes it easy to find the perfect new home community for sale near you. Abaco Pointe offers low-maintenance living in a private, gated community conveniently located in the heart of Naples.

Our Bonita Springs real estate stats and trends will give you more information about home buying and selling trends in Bonita Springs. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. By having direct access to Bonita Springs home builders' web sites, you have the most accurate, up to date new home information. Please contact the builder's sales representative directly with any questions about purchasing your new home. Coldwell Banker Realty and Guaranteed Rate Affinity, LLC share common ownership and because of this relationship the brokerage may receive a financial or other benefit.

Browse the 968 new homes in Bonita Springs, Florida below. There are currently 26 builders to choose from in 66 new home communities across the Bonita Springs area. Choose from 310 home plans or the 299 quick move-in homes to find the perfect home for you in the Bonita Springs area.

How to buy a home in Bonita Springs, FL

Permitted land uses for this property include single-family, two-family, multi-family, accessory dwelling unit , and commercial. A Market Evaluation performed by an Engel & Völkers Advisor is an essential part of the services we provide. It is the most accurate assessment of your home’s value based on data and information that includes current and historical real estate activity in your market.

Bonita Springs FL Newest Real Estate Listings

Table of Content

• Bonita Springs, FL New Construction Homes for Sale
• Rue Viauv Ave Bonita Springs, FL 34135
• Regency at Babcock Ranch - Lago Collection55+
• Bonita Springs Property Types

Additional Internet options for this home include Satellite provided by HughesNet. Housing protections include being unfairly evicted, denied housing, or refused the ability to rent or buy housing. He walked us through all of our options so we had the full picture when it came to our house. I will continue to go through joe for any purchases I make moving forward. With open-concept designs geared toward bringing family and friends together, the breezy, coastal themed homes in Seasons are tailor-made for entertaining.

Browse the 2,531 new homes in Bonita Springs, Florida below. If there is a new home being built to match your needs you are sure to find it here. There are currently 33 builders to choose from in 103 new home communities across the Bonita Springs area. Choose from 995 home plans or the 816 quick move-in homes to find the perfect home for you in the Bonita Springs area. With prices ranging from $180,000 to $3,249,000 and home sizes between 837 and 7,452 square feet there is sure to be a home that will fit your needs. Whether you need a small starter home or large family home, you will find homes in Bonita Springs that have between 2 to 6 bedrooms and 2 to 41 bathrooms.

Bonita Springs, FL New Construction Homes for Sale

Our Bonita Springs real estate stats and trends will give you more information about home buying and selling trends in Bonita Springs. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. By having direct access to Bonita Springs home builders' web sites, you have the most accurate, up to date new home information. Please contact the builder's sales representative directly with any questions about purchasing your new home. Coldwell Banker Realty and Guaranteed Rate Affinity, LLC share common ownership and because of this relationship the brokerage may receive a financial or other benefit.

Try removing some of the filtering options to see communities. Needs to review the security of your connection before proceeding. Historical tax information is derived from public records provided by the county offices.

Rue Viauv Ave Bonita Springs, FL 34135

The city provides low business taxes and inexpensive commercial office space encouraging new businesses to come to the city. Please enter a valid location or select an item from the list.

With prices ranging from $241,999 to $7,000,000 and home sizes between 1,120 and 5,363 square feet there is sure to be a home that will fit your needs. The Estate Collection includes one- and two-story homes with flexible floor plans, expansive great rooms, and private primary bedroom suites. New construction homes for sale in Bonita Springs, FL have a median listing home price of $599,000. There are 190 new construction homes for sale in Bonita Springs, FL, which spend an average of 74 days on the market. Top cities for new home construction in Florida include Jacksonville, Palm Bay, Cape Coral, Tampa, Sarasota, Orlando, Bradenton, Fort Myers, North Port, Winter Haven. D.R. Horton is America's largest new home builder by volume.

Regency at Babcock Ranch - Lago Collection55+

Whether your budget is geared towards $241,999 or $7,000,000, it’s all available in Bonita Springs. The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

If you can't find the perfect home in Bonita Springs, consider expanding to all Naples homes for sale. Alternatively, you can look at all of Naples, but with a narrower focus. The Lee County School District serves Bonita Springs with several public schools in the system. Universities and colleges in the city include Florida Gulf Coast University and Edison College. Save this search to get email alerts when listings hit the market. Save your filters and get updated when new homes hit the market.

Bonita Springs Homes

Blessed with a beautiful climate, there is never a dull moment in Bonita Springs with so many recreational activities to engage in and the city is home to several parks. Bonita Beach Park offers a boardwalk and swimming area with a gazebo and picnic shelters in the vicinity for a day on the beach. Barren of manmade additions such as those offered at Bonita Beach, Barefoot Beach Preserve Park is left just as nature made it.

Information is not guaranteed and should be independently verified. Historical sales information is derived from public records provided by the county offices. I acknowledge that I have read and agree to the Terms of Use and Privacy Policy. This is a carousel with tiles that activate property listing cards. Can sell for around list price and go pending in around 7 days.

Tropical Gulf Acres

The most popular cities in Florida for new home communities are Jacksonville, Palm Bay, Cape Coral, Tampa, Sarasota, Orlando, Bradenton, Fort Myers, North Port, Winter Haven. Realtor.com® makes it easy to find the perfect new home community for sale near you. Abaco Pointe offers low-maintenance living in a private, gated community conveniently located in the heart of Naples.

D. R. Horton - This new Jennings plan offers two beds, two baths, study room, and two-car garage. Paver driveway, tile roof, 42-inch designer cabinetry, granite kitchen countertops, tile throughout, carpeted bedrooms, energy efficient low-e windows, storm shutters, and so much more!! Our homes are connected with a smart home package giving more control in your hands with the push of a button. Home offers a beautiful side gravel patio surrounded by gorgeous Florida foliage. The best part is YOU OWN THE LAND with a low HOA fee of $250.00 Annually. You can also pay $450.00 annually if you want to use the amenities.

Browse the 968 new homes in Bonita Springs, Florida below. There are currently 26 builders to choose from in 66 new home communities across the Bonita Springs area. Choose from 310 home plans or the 299 quick move-in homes to find the perfect home for you in the Bonita Springs area.

You are not required to use Guaranteed Rate Affinity, LLC as a condition of purchase or sale of any real estate. Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC. The seller has accepted an offer, and this property is now pending or under contract. The average homes sell for about 3% below list price and go pending in around 27 days. School service boundaries are intended to be used as a reference only; they may change and are not guaranteed to be accurate. To verify school enrollment eligibility, contact the school district directly.

Flood Factor

At NewHomeSource.com, we update the content on our site on a nightly basis. We seek to ensure that all of the data presented on the site regarding new homes and new home communities is current and accurate. However, we do not assume any liability for inaccuracies.

Permitted land uses for this property include single-family, two-family, multi-family, accessory dwelling unit , and commercial. A Market Evaluation performed by an Engel & Völkers Advisor is an essential part of the services we provide. It is the most accurate assessment of your home’s value based on data and information that includes current and historical real estate activity in your market.

Cost To Refinance Dec 2022

Table of Content

• Pro Tip: Pay Attention to Refinance Fees
• How often can you refinance your home?
• steps to lower your refinance costs
• Current Mortgage Rates by Loan Type
• How can I save on closing costs?

Just like when you bought your home, you pay closing costs to your lender when you sign on your new mortgage. You can expect your closing costs to equal about 2% – 6% of the total value of your loan. As a general rule, you need to live in your home for at least a year after refinancing to gain a financial advantage through a refinance. You might want to refinance to a longer term if you’re having trouble keeping up with your payments. Going from a shorter term to a longer term gives you more time to pay back your loan and lowers your monthly payment.

Today, a number of closely followed mortgage refinance rates climbed. It can cost as much as 2% to 6% of the full cost of the loan to refinance a mortgage. Make sure to find out the exact closing costs from your lender. Borrowers with a 30-year fixed-rate jumbo mortgage refinance with today’s interest rate of 6.65% will pay $4,815 per month in principal and interest per $750,000. The 15-year fixed mortgage refinance is currently averaging about 6.01%. That’s compared to the average of 5.93% at this time last week and the 52-week low of 5.86%.

Pro Tip: Pay Attention to Refinance Fees

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site . LendingTree does not include all lenders, savings products, or loan options available in the marketplace. LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site . Are average rates lower than when I took out my mortgage?

For instance, you might be able to get your lender to lower or waive the underwriting and processing fees. “Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. This link takes you to an external website or app, which may have different privacy and security policies than U.S. We don't own or control the products, services or content found there. See expert-recommended refinance options and customize them to fit your budget.

How often can you refinance your home?

You may need to provide additional documentation if you’re self-employed. You don’t need to refinance with the same company that services your current loan. Compare lenders’ current interest rates and fees and ask about availability along with how long the process usually takes.

Your lender will schedule underwriting and an appraisal after you submit your documents. During underwriting, your lender looks at all of the documents you submitted and makes sure you meet minimum loan standards. In some states, an attorney must review and file paperwork for your loan. Government refinance programs can be a money-saving option for those who qualify to take advantage of them.

steps to lower your refinance costs

Comparing mortgage refinance rates can help you find the best repayment term and lender fees to avoid unnecessary costs. By avoiding closing costs upfront, you can cover whatever you’re hoping to pay for now — a home renovation or a wedding, for example. The downside, however, is that you could end up paying more over the life of the loan.

When you compare lenders, investigate the interest rates and closing costs. You should get an estimate of the fees and and interest rate when you apply for a loan. For example, consider a case where your total closing costs are around $4,500 and your new mortgage payment is $150 lower each month. This means that it would take around 30 months to break even on the closing costs that you had to pay with the amount you are saving each month. The lower the number of months, the more it makes sense to refinance. This calculation isn’t exact, but it can be one factor that you use to help you decide if you should refinance your mortgage.

Your situation isn’t the only factor that impacts your refinance rate. Your house’s value compared to your loan balance also factors into the decision. The Forbes Advisor mortgage refinance calculator can help you run the numbers to see if it’s a good time for you to refinance. Today, the average rate for the 30-year fixed-rate mortgage refinance slipped to 6.63% from yesterday.

The name is a bit deceiving, as this isn’t free; however, it means you won’t have to pay fees at closing. Instead, the lender will either raise your interest rate or fold the closing costs into the new loan. This no-cost mortgage refinancing option can save you time and money. Take advantage of a simplified application process, flexible terms and no closing costs3 with a U.S.

You’re signed up

You'll have to pay for the copies of your credit report your lender will get from the reporting agencies. You may be interested in getting a cash-out refinance if you've got a lot of home equity and your home's value is up. Keep in mind, though, that this type of refinancing may come with higher interest rates, as one of our reviewers from California notes. Your lender may be willing to waive or lower certain fees. Application, origination and underwriting fees are excellent starting points.

The Closing Disclosure tells you the new terms of your loan and what you must pay in closing costs. You’ll need to acknowledge that you’ve read the disclosure, and your lender will schedule your closing. Before refinancing, consider how much you’ll pay in closing costs versus how much you could save over time.

Rocket Mortgage

Closing costs on a refinance can be substantial, so take time to shop around for offers and compare loan estimates to understand all of the costs involved. It’s worth trying to negotiate with the lender, as well, as sometimes closing costs can be waived or lowered. As rates continue to rise in the current market, do the math to make sure you can break even and the time and money you’d spend would be worth it. A simple way to get an idea of whether refinancing is good for you is to take your total out-of-pocket closing costs and divide the figure by the amount that you would save each month. That will be approximately how long it would take to pay back your closing costs. Then, take your current monthly mortgage payment and subtract your estimated payment after refinancing.

A higher credit score may mean you could now qualify for a better interest rate. Closing costs are the expenses, beyond the property itself, that buyers and sellers incur to finalize a real estate transaction. A loan estimate is a three-page form that presents home loan information in an easy-to-read, well-explained format, making it easy to compare offers. If you don’t understand some of the fees or feel that they don’t apply to you, bring it up with your lender.

Current Mortgage Rates by Loan Type

A longer term also means you’ll pay more in interest over time. But like a home purchase, one of the requirements for refinancing is the payment of closing costs. In the case of a refinance (or “refi”), you can expect to pay about 2% – 6% of the loan amount on your mortgage in closing costs. If you have at least 20% equity when you refinance, you won’t pay private mortgage insurance costs on your new loan.

Mortgage Refinance Rates Today, December 22, 2022 Rates Move Up NextAdvisor with TIME

Table of Content

• What is refinancing a mortgage?
• Explore more mortgage articles
• Current Mortgage Rates by Loan Type
• Current National Refinance Rates: December 22, 2022—Current Refinance Rates Decrease
• When You Should Wait to Refinance Your Mortgage

Our mortgage calculator will also show you how much interest you’ll be charged over the entire loan term. The average interest rate on the 15-year fixed-rate jumbo mortgage refinance rose to 6.07%. The 15-year fixed rate on a jumbo mortgage is higher than the 52-week low of 5.86%. The average interest rate on the 30-year fixed-rate jumbo mortgage refinance is 6.65%. The 30-year fixed rate on a jumbo mortgage is higher than the 52-week low of 6.51%.

It can also help you pay down your mortgage sooner, access your home’s equity or get rid ofprivate mortgage insurance . Borrowers with a 15-year fixed-rate jumbo mortgage refinance with today’s interest rate of 6.07% will pay $6,357 per month in principal and interest per $750,000. That means that on a $750,000 loan you’d pay around $394,318 in total interest over the life of the loan. The current 30-year, fixed-rate mortgage refinance rate is averaging 6.63%, according to Bankrate, while 15-year, fixed-rate refinance mortgages average of 6.01%. For 20-year mortgage refinances, the average rate is 6.49%.

What is refinancing a mortgage?

Refinancing can allow you to lock in a fixed rate if you currently have an adjustable-rate mortgage . ARMs have a set interest rate for a certain period of time, but, after that, the interest rate could rise, which means a higher monthly payment. You might also consider paying mortgage points, or discount points, which let you reduce your interest rate. Each mortgage point represents a particular reduction in interest (say 0.25%) and typically costs 1% of the mortgage loan amount.

Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. All of our content is authored by highly qualified professionals and edited by subject matter experts, who ensure everything we publish is objective, accurate and trustworthy. Suzanne De Vita is the mortgage editor for Bankrate, focusing on mortgage and real estate topics for homebuyers, homeowners, investors and renters.

Explore more mortgage articles

If you want to lower your closing costs, consider whether buying mortgage or discount points is worth it. You can use Bankrate’s mortgage refinance calculator to help determine whether it’s worthwhile to buy points when refinancing. You pay closing costs when you close on a refinance – just like when you signed on your original loan. You might see appraisal fees, attorney fees and title insurance fees all rolled up into closing costs.

A refinance may cut your monthly payment, just make sure that you plan on keeping the loan long enough for the ongoing savings to surpass the out-of-pocket costs. Having a strong credit score is one of the best things you can do to get approved and get a lower rate. You’re also likely to look better to lenders if you don’t have too much debt relative to your income. You should keep a regular watch on mortgage rates, which fluctuate often.

Current Mortgage Rates by Loan Type

This fee pays for a surveyor to measure your property and check where your home and any other structures are found on the property. Compensation may factor into how and where products appear on our platform . But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates. Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts.

Your lender must give you 3 business days after closing to cancel your transaction. Your loan isn’t technically closed until this window passes. Most borrowers receive their funds within 3 – 5 days after closing. You may have the option to lock in your interest rate once you’ve completed your application. Locking your interest rate protects you against rising rates while you finish closing on your loan. Your lender may require another title search when you refinance your loan.

You may save money on some closing costs if you compare quotes from different service providers and choose less expensive options. Your lender decides which services you’re allowed to pick your own providers for and lists these services in Section C on the second page of your loan estimate. Generally, you can shop for the companies that provide title search and title insurance, and you might be able to choose providers for other services such as inspections and surveys, too. You might also get a lender to work with you on certain requirements you would otherwise have to pay for, like a home appraisal. If property values in your neighborhood are up, the lender may be willing to waive an appraisal. And finally, you may be able to roll your closing costs into the new loan and pay them off over time.

The good news is that some of the above listed refinance costs may be negotiable depending on your lender and your individual circumstances. As in many parts of life, shopping around can save you money on your closing costs. You might check out three or four refinance lenders, and one of them may require you to pay less in the process of securing the loan. You may laso consider refinancing to a 30-year mortgage if you want to reduce your monthly payment. This can free up cash in your budget to use elsewhere, like investing more in your retirement accounts — or you could pay off other debt, such asstudent loans or credit card balances.

At Bankrate, we take the accuracy of our content seriously. Use it to pay for college tuition, home improvements or to buy a vacation home. Victoria Araj is a Section Editor for Rocket Mortgage and held roles in mortgage banking, public relations and more in her 15+ years with the company. Based on the information you have provided, you are eligible to continue your home loan process online with Rocket Mortgage.

A refinance means that you pay off your original mortgage and take on a new loan. You can refinance to change your interest rate or mortgage term, consolidate debt or take cash out of your equity. A cash-out refinance can give you access to a low-interest loan. A cash-out refinance also offers an option if you have a major expense coming up that you need to pay or if you need to pad your savings.

Closing costs on a refinance can be substantial, so take time to shop around for offers and compare loan estimates to understand all of the costs involved. It’s worth trying to negotiate with the lender, as well, as sometimes closing costs can be waived or lowered. As rates continue to rise in the current market, do the math to make sure you can break even and the time and money you’d spend would be worth it. A simple way to get an idea of whether refinancing is good for you is to take your total out-of-pocket closing costs and divide the figure by the amount that you would save each month. That will be approximately how long it would take to pay back your closing costs. Then, take your current monthly mortgage payment and subtract your estimated payment after refinancing.

Either option increases your lifetime borrowing costs as the lender finances the costs into your loan and recoups them from each monthly payment. Refinancing your mortgage can help you save money or access cash, but you’ll need to first consider the closing costs. Your lender will give you a Closing Disclosure once you’re done with underwriting and appraisals.

The 20-year fixed mortgage refinance is currently averaging about 6.49%. That’s compared to the average of 6.47% at this time last week. For instance, if closing costs would be $3,000 and you plan to sell your home next year anyway, you probably won’t save in interest what it would cost to refinance. The typical mortgage closing costs are between 2% and 6% of the loan amount.